Terms of Use
1. Acceptance of Terms
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By using the Cathedral Life & Health website, you agree to these Terms of Use.​ If you do not agree with these terms, you should not use this website.
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2. General Information Only
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The information provided on this website is intended to provide general information about insurance and financial protection.
It does not constitute personalised financial advice and should not be relied upon as a substitute for professional advice.
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Financial advice is provided by Lisa Anne Pankhurst, a Financial Adviser engaged by AdviceQual, a licensed Financial Advice Provider.
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Advice will only be provided after considering your personal situation and needs.
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3. Independent Risk Insurance Advice
Cathedral Life & Health provides independent risk insurance advice. We work with a range of insurance providers to help find solutions that may be suitable for your needs.
4. Commissions
If you choose to take out insurance through us, we may receive commissions from insurance providers. Full details of commissions and other remuneration are outlined in our Disclosure Statement. In some cases, referral partners may receive a commission for referring clients to us. Any such arrangements will be fully disclosed in your Statement of Advice.
5. Website Accuracy
We make reasonable efforts to ensure that the information on this website is accurate and up to date. However, we do not guarantee the completeness or accuracy of all information.
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We may update or change website content at any time without notice.
6. External Links
Our website may contain links to third-party websites for your convenience. We are not responsible for the content, privacy practices, or availability of those websites.
7. Limitation of Liability
To the fullest extent permitted by law, Cathedral Financial Services Ltd is not liable for any loss or damage arising from the use of this website or reliance on the information provided.
8. Website Availability
We do not guarantee that the website will always be available or free from errors, interruptions, or viruses.
9. Governing Law
These Terms of Use are governed by the laws of New Zealand.
10. Contact Information
If you have questions about these Terms of Use, you can contact us:
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Cathedral Financial Services Ltd trading as Cathedral Life & Health
PO Box 36782
Merivale
Christchurch 8146
admin@cathedral.co.nz
0274 247 662
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